Mortgages

Reverse Mortgages – a Reversal of the Mortgage Process
A reverse mortgage is a perfect solution to such requirements. It allows a homeowner to plough the equity in his home to get cash. While the borrower enjoys cash on the mortgage, he is rid of any monthly payments. Click for the full article…

Mortgages. An interest only mortgage: it could cost you more
Over 200,000 homebuyers in London during 2005 took out an interest-only loan according to the Council of Mortgage Lenders (CML). None of whom had a repayment vehicle in place and of these, 60,900 were first-time buyers..Click for the full article…

Offset Mortgages. A dream for well off homeowners.
Offset mortgages represent one of the biggest mortgage innovations seen in recent years. Six years ago there was hardly an offset mortgage to be seen. Now they and the current account mortgage, to which they are closely related, account for Ј10 out of every Ј100 of new lending.  Click for the full article…

HECM Loans - New Lending Limits for Reverse Mortgages
Now borrowers can utilize more of their home’s equity without the burden or risk of making monthly payments, and still leave enough value in the home for your heir’s legacy.Click for the full article…

Florida Mortgages
With lending rates very low, this is a good time to consider buying a home. As with any major investment, you can get the most out of a mortgage by understanding the lending market and terms used in this market.Click for the full article…

Atlanta Mortgages
Atlanta, the capital and biggest city in Georgia is a major economic center of the Southeast. Atlanta has seen significant growth in recent years resulting in rising housing prices. Click for the full article…

California Second Mortgages
A mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through a bank, private lenders, or property sellers. Click for the full article…

Buy to Let Mortgages. Landlords face new Rules.
As landlords know, there’s a huge demand for small self-contain units, especially in University towns. But as from the start of this tax year, landlords are faced with the necessity to have a building licensed for occupation if the property is on at least 3 floors and several unrelated tenants occupy it. Click for the full article…